Frequently Asked Questions

FAQs

What is a Business Owners Policy (BOP)?

Business Owner Policies, or BOP's, allow small businesses to bundle essential coverages into a single package policy. BOP's are designed to meet most of the commercial insurance needs of small businesses by combining property, business income, and liability coverages. [...]

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What if I have a claim?

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

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What is an adjuster?

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by .  does not settle claims as this is done by the adjuster.  However, we will assist in [...]

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What is scheduling?

Scheduling involves placing specific items with a specific value on your homeowners insurance.  It can also be called an “Inland Marine” policy.  This allows coverage for items that may be leaving your premises and would then be lost or [...]