Frequently Asked Questions

What if I already have another insurance agent?

That’s okay! You can still get insurance quotes from {gct_agency_name} and leverage our expertise anytime. If we can do a better job, great! If not, at least you know your agent is working hard for you. {gct_agency_name} is a full service “digital-first” insurance agency, meaning we fully leverage technology to make the insurance experience better. If you want to take advantage of our Automatic Savings Program, and our streamlined self-service technology, we’d be happy to become your agent.

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Insurance Companies

Representing the Largest Carriers

We represent many of the largest and most reputable insurance companies.

Policy Service

Request policy changes, add or remove vehicles, submit claims, change lender information, and more.

Policy Service

Insurance FAQ

What is workers’ compensation insurance?2022-07-05T13:41:37-07:00

Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.

What is a Business Owners Policy (BOP)?2022-07-05T13:42:51-07:00

Business Owner Policies, or BOP’s, allow small businesses to bundle essential coverages into a single package policy. BOP’s are designed to meet most of the commercial insurance needs of small businesses by combining property, business income, and liability coverages. The Business Owner Policy is ideal for businesses such as retailers, services businesses, small apartment and office buildings, quick-service restaurants, and even most specialty trade contractors. Our platform offers instant quotes that are ready to issue when you are ready to buy. Get a quote online or reach out to one of our agents for help with you business insurance needs.

What if I have a claim?2022-07-01T11:14:28-07:00

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

Ready to save time, aggravation, and money?

{gct_agency_name} is here to provide comprehensive risk management for your family and business.