Frequently Asked Questions

What is an adjuster?

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by {gct_agency_name}{gct_agency_name} does not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid fairly and promptly.

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Insurance Companies

Representing the Largest Carriers

We represent many of the largest and most reputable insurance companies.

Policy Service

Request policy changes, add or remove vehicles, submit claims, change lender information, and more.

Policy Service

Insurance FAQ

What is workers’ compensation insurance?2022-07-05T13:41:37-07:00

Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.

What is a Business Owners Policy (BOP)?2022-07-05T13:42:51-07:00

Business Owner Policies, or BOP’s, allow small businesses to bundle essential coverages into a single package policy. BOP’s are designed to meet most of the commercial insurance needs of small businesses by combining property, business income, and liability coverages. The Business Owner Policy is ideal for businesses such as retailers, services businesses, small apartment and office buildings, quick-service restaurants, and even most specialty trade contractors. Our platform offers instant quotes that are ready to issue when you are ready to buy. Get a quote online or reach out to one of our agents for help with you business insurance needs.

What if I have a claim?2022-07-01T11:14:28-07:00

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

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